APPLY FOR A CREDIT CARD NOW!
CreditCreator.com is dedicated to helping our customers make informed decisions about a wide range of credit card options, and then to easily and quickly apply for the credit card of their choice.
We provide educational and information services for exploring and comparing the best credit card options available. Our simple online tools, up-to-date news articles, and advice columns are designed to assist you in selecting the right credit card for your needs.
For convenience, the hundreds of credit cards we offer are grouped into major credit card categories such asbusiness credit cards, low interest credit cards, air miles rewards credit cardsetc. Each credit card is displayed with a simple to read chart highlighting many of the card's features making it easy to compare one card offer with another.
TOP
10 CREDIT CARD OFFERS
On our home page we have selected the best credit card offers in each credit card category. Just click a category to find the top five-star rated* credit card in that category and apply for a credit card today!
The Best Business Credit Card
| Advanta Customizable Platinum BusinessCard with Unlimited Rewards |
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
- 7.99% Variable APR (Based on Prime) on Purchases
- NEW! Unlimited Rewards*
- No Annual Fee and No Limit on the Points You Can Earn
- Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on The Card, Plus Logo or Other Image!
- *See Terms & Conditions for Important Information, Benefits, and Limitations
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 15 Months |
Free
| 7.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Advanta | Rating:
 |
|
SEE MORE BUSINESS CREDIT CARDS
The Best Student Credit Card
| Capital One® No Hassle Cash(SM) Rewards for Students |
- Start Building Your Credit Today And Earn Cash, Simple And Fast
- 25% Annual Bonus on the Cash Earned During the Year And 1% Cash Back on All Purchases
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 0% Intro APR on Purchases Until May 2009
- $0 Fraud Liability for Unauthorized Use If Your Card Is Lost or Stolen
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases until May 2009 |
Free
| 16.90% | $29 |
Limited
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
 |
|
SEE MORE STUDENT CREDIT CARDS
The Best Prepaid Credit Card
| All-Access® Visa® Prepaid Card |
- As Seen in Stores Nationwide
- Extra User Cards EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
- Direct Deposit - Get Paid Fast
- Unlimited Purchase Transactions
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $0** | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
|
|
SEE MORE PREPAID CREDIT CARDS
The Best Low Interest Credit Card
| IberiaBank Visa® Gold Cash Back Rewards Card |
- Earn 1% in Cash Back Credit on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage Up to $500,000
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months |
Free
| As low as 8.50%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
|
|
SEE MORE LOW INTEREST CREDIT CARDS
The Best 0% APR Credit Card
| The Kiva BusinessCard |
- Advanta Will Match Your Grant to Kiva...Dollar for Dollar
- Unbeatable APR - 0% on Balance Transfers for 15 Months, and 7.99% Fixed APR Thereafter
- Get 5% Statement Credit on Your First $1,200 Each Year in Grants to Kiva, Charitable Donations and Other Purchases*
- No Annual Fee
- $0 Fraud Liability
- *See Terms and Conditions for Important Information, Benefits, and Limitations
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 15 Months |
Free
| 7.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Advanta | Rating:
 |
|
SEE MORE 0% APR CREDIT CARDS
The Best Balance Transfer Card
| Pulaski Bank Visa® Card |
- Fixed Rate APR of 6.5%
- 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months |
Free
| 6.50% | $35 |
Average
| Balance Transfers:
YES
| Issuer: Pulaski Bank | Rating:
|
|
SEE MORE BALANCE TRANSFER CREDIT CARDS
The Best Air Miles Credit Card
| Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards |
- Earn 25% More Mileage Than Regular Mileage Cards With 1.25 Miles For Each Dollar Spent on Purchases
- Save With a 0% Intro APR on Purchases Until October 2009
- No Expiration on Miles and No Limit on the Miles You Can Earn
- There Are No Blackout Date and No Seat Restrictions
- No Annual Fee
- *See Capital One® Important Disclosures for More Information.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases Until October 2009 |
Free
| 9.90% | $0 |
Excellent
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
SEE MORE AIR MILES CREDIT CARDS
The Best Rewards Credit Card
| Discover® Motiva(SM) Card |
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Free Payment by Phone or Online Even on Your Payment Due Date
- Choose a Payment Due Date That Meets Your Needs
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 3.99% Intro APR* |
Free
| 10.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
SEE MORE REWARDS CREDIT CARDS
Best Travel Rewards Credit Card
| Blue Sky from American Express® |
- 0% Intro APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| As low as 12.49% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
|
|
SEE MORE TRAVEL REWARDS CREDIT CARDS
SEE MORE HOTEL REWARDS CREDIT CARDS
The Best Cash Back Credit Card
| Blue Cash® from American Express |
- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Express Approval. Get a Decision in Less Than 60 Seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| As low as 12.49% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
|
|
SEE MORE CASH BACK CREDIT CARDS
Review and Compare Credit Card Offers
If you would like to view the complete selection of credit card offers please go to the credit card category which best suites your needs, whether it bebusiness credit cards,low interest credit cards,air miles credit cardsor any of the more than 10 categories. Here you will find lists of credit cards from the top banks and lenders in the nation. Each credit card is accompanied by an easy to read chart displaying the main features and benefits of that card, making it easy to compare one credit card offer with another.
Once you have decided which card best suites your needs, or if you are interested to find out more information about a specific credit card, then click "Apply Now". There you will find the credit card application as well as more information about the card offer. In addition, you will find complete details of the card benefits and restrictions in the "terms and conditions" section of the online credit card application.
- What is the criteria used in the star rating of each credit card?The star rating system is used to help give you a quick idea of how one credit card compares to another. This unbiased rating system is based on the benefits the credit card offers the cardholder. A higher star rating is awarded to those cards offering unrestricted rewards opportunities, no annual fees, lower interest rates etc. In summary, a higher rating goes to those cards which offer more benefits with the least cost to the cardholder.
- What is meant by the credit rating needed for each credit card?Each of us has a credit status based on our credit history. The basic categories are:excellent, good, averageorfair,andpoor.Those with agoodorexcellent creditstanding have the best credit opportunities open to them for receiving a card with a high credit limit, low interest and more rewards options. There are also many opportunities for those withpoororlimited credithistory, such as prepaid or secured credit card options.
So when we compare one card with another we need to take into account
the cardholders credit history as well as the many benefits of each credit
card. In this way each person can find the credit card product most suited
to their needs.
